Transform your home
Pay £0 upfront on all orders, always
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Representative 44.9% APR variable
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HOME PAY
Shop now and pay over time
Pay in full by the due date and you'll never be charged interest
Track your spending, make payments and check your available spend with your online account
Apply now for an instant decision
Representative 44.9% APR variable
If you pay less than your full statement balance by the date on your latest statement, you will pay interest on the balance left over. If you only pay the minimum each statement, it will take longer to pay off what you owe and cost you more in interest
HOME PAY credit is provided subject to status by JD Williams & Company Limited Trading as Home Essentials. Registered Office: Griffin House, 40 Lever Street, Manchester, M60 6ES. Registered number 178367. Authorised and regulated by the Financial Conduct Authority. Over 18's and UK residents only.
See Full Credit Terms and Conditions for further information.